Are you looking for homeowners’ insurance for your new home? Perhaps you’ve just purchased a “new” home that is actually quite an old home? Buying a new home is exciting and with all the things you need to do to arrange moving into your home, it’s easy to overlook a few things.

Older homes can be at higher risk of house fires than new homes. Older electrical wiring, open fires with chimneys or leaking gas pipes are just a few items that can cause problems. No matter how much insurance you have on your home a house fire would be a devastating experience for everyone in your family – even if nobody is injured - as many items destroyed in a fire can simply not be replaced by money.

Here are some fire prevention tips for new owners of old homes:

• Have an electrician check the wiring and power points.
• Check gas lines or have a professional do it.
• Have a professional check and clean the chimney.
• Install smoke alarms or make sure the existing ones are working.

Don’t forget, when insuring your “new” old home that you need to insure for the amount it would cost you to rebuild at current prices, not the value you place on the existing construction.

If you’d like a St Petersburg FL homeowners’ insurance policy that won’t blow your budget, ask us for a quote now.