If you ride a motorcycle, there are some very good reasons to consider adding collision and comprehensive insurance to your basic motorcycle insurance policy, and increasing your level of personal injury protection.

Few people would argue the point that motorcycles are less safe in an accident situation than a regular motor vehicle.  There are many things that put a motorcycle at higher risk of accident and damage than a vehicle:

• You are less visible to road users than motor vehicles
• A motorcycle has less stability than a vehicle and so poor weather, fallen items on the road, or animals running onto the road add to the risk of the rider falling from the bike and losing control of it.
• Clearly, the structure of a motorcycle makes it more likely to be completely wrecked in an accident than a vehicle.

With no protection offered by the structure of a motorcycle, riders are significantly more likely to be killed or seriously injured when involved in a crash, than a motor vehicle driver. That being the case, it would make sense for motorcycle riders to have a higher level of coverage for personal injury protection.

Motorcycles are also vulnerable to theft as unsecured motorcycles can be lifted into the rear of a truck in seconds. If your motorcycle is a prized asset, comprehensive insurance should be considered.

Ready to ride? Fill out the online quote form or contact us now for a competitive price on your St Petersburg FL motorcycle insurance.